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Privacy Policy and Terms

Your Privacy is Important to Us

Welcome to our website! Family Talk extends the following information to assure you as our guest, that we are concerned about and respect your privacy while visiting our web site. Family Talk will never sell, lease or rent your confidential information. However, if it is necessary, we will share information for legal reasons. We will always endeavor to take steps to assure that any information you provide to us will remain secure. We want you to feel safe in your online experience while visiting our site. Please take a moment to review the following valuable information.

Collection of Information

While visiting the Family Talk Website, we will only gather user information that allows us to improve your user experience and afford content that matters most to you.  The use of web tracking “cookies” is a normative practice on most websites to afford greater customization of the content around each visitor. Also, we will at times ask that you provide us with personal information while online in order to complete a transaction and/or donation. The type of information we collect typically, but not always, corresponds directly with the service you request. For instance, you can make donations, when requested you can offer your thoughts, opinions, prayers, concerns, ideas, personal experiences, questions and/or suggestions to our resources, contests, or radio broadcasts. The personal information you provide may also be used to improve the usability of, and information available on, our sites. In other words, at times we will ask you for more information, beyond just your name and contact information, than is needed to facilitate our response to your specific request. Your provision of such additional information is your acknowledgement that you consent to our use of such information to better serve you, our visitor, and others coming to our sites.

Family Talk will not sell, lease or rent its mailing list or any of your confidential information to any outside organization or individual. However, we may need to disclose personal information as required by law, such as a law, regulation, court order, subpoena, search warrant, in the course of a legal proceeding or in response to a law enforcement agency request, to enforce our Terms of Service, or site rules; or to protect the safety and security of our visitors and our sites.

Changes

Family Talk reserves the right to make changes to this privacy policy at any time and requests that you review this policy for updates.

Questions or Suggestions

Please direct all questions or comments regarding this privacy policy through our contact online form. This Web site may provide links to external Web sites maintained by individuals or organizations external to Family Talk. Once you access information that links you to another Web site, you are subject to the privacy policy of the Web site containing the information you have linked to.

Additional Information About Our Online Resource Center:

Cookies: A small piece of data that a website can store on your system is referred to as a “cookie.” Cookies are often used to enhance your online experience. Many browsers recognize when a cookie has been sent to your computer and will give you the option to refuse or allow it.

Restrictions on Use of Our Online Materials

All materials contained in the Family Talk Web sites (“Online Material”) are the copyrighted property of Family Talk. All trademarks, service marks, and trade names are proprietary to Family Talk. No Online Material from our Web sites may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way, except that you may download one copy of the materials on any single computer for your personal, noncommercial home use only, provided that you 1) retain all copyright, trademark and propriety notices, 2) you make no modifications to the materials, 3) you do not use the materials in a manner that suggests an association with any of our products, services, events or brands, and 4) you do not download quantities of materials to a database, server, or personal computer for reuse for commercial purposes. You may not, however, copy, reproduce, republish, upload, post, transmit or distribute our Online Material in any way or for any other purpose unless you get our written permission first. Neither may you add, delete, distort or misrepresent any content on the Family Talk sites. Any attempts to modify any Online Material, or to defeat or circumvent our security features is prohibited.

Everything you download, any software, plus all files, all images incorporated in or generated by the software, and all data accompanying it, is considered licensed to you by Family Talk or third-party licensors for your personal, non-commercial home use only. We do not transfer title of the software to you. That means that we retain full and complete title to the software and to all of the associated intellectual-property rights. You’re not allowed to redistribute or sell the material or to reverse-engineer, disassemble or otherwise convert it to any other form that people can use.

Submitting Your Online Material to Us

All remarks, suggestions, ideas, graphics, comments, or other information that you send to Family Talk through our sites (other than information we promise to protect under our Privacy Policy), becomes and remains our property, even if this agreement is later terminated.

That means that we don’t have to treat any such submission as confidential. You can’t sue us for using ideas you submit. If we use them, or anything like them, we don’t have to pay you or anyone else for them. We will have the exclusive ownership of all present and future rights to submissions of any kind. We can use them for any purpose we deem appropriate to our Family Talk mission, without compensating you or anyone else for them.

You acknowledge that you are responsible for any submission you make. This means that you (and not we) have full responsibility for the message, including its legality, reliability, appropriateness, originality, and copyright.

Information About Health

Information accessible on this site is not intended to substitute for professional medical advice and information. Information provided is general in nature and may be helpful to some people but not others, depending upon their personal medical needs. This is why you should always consult with your personal physician prior to changing or undertaking a new diet, exercise program or following advice designed for general audiences only. Your physician is typically best able to evaluate whether or not a specific health suggestion or potential course of treatment is best for you. Advance consultation with your physician is especially important if you are under eighteen (18), pregnant, nursing a baby, or have health problems. Never disregard professional medical advice or delay to seek it because of something you may have read on this site.

Limitation of Liability

FAMILY TALK WILL NOT BE LIABLE FOR ANY DAMAGES OR INJURY THAT ACCOMPANY OR RESULT FROM YOUR USE OF ANY OF ITS SITES.

THESE INCLUDE (BUT ARE NOT LIMITED TO) DAMAGES OR INJURY CAUSED BY ANY:

  • USE OF (OR INABILITY TO USE) THE SITES
  • USE OF (OR INABILITY TO USE) ANY SITE TO WHICH YOU HYPERLINK FROM OUR SITES
  • FAILURE OF OUR SITES TO PERFORM IN THE MANNER YOU EXPECTED OR DESIRED
  • ERROR ON OUR SITES
  • OMISSION ON OUR SITES
  • INTERRUPTION OF AVAILABILITY OF OUR SITES
  • DEFECT ON OUR SITES
  • DELAY IN OPERATION OR TRANSMISSION OF OUR SITES
  • COMPUTER VIRUS OR LINE FAILURE
  • PLEASE NOTE THAT WE ARE NOT LIABLE FOR ANY DAMAGES, INCLUDING:
  • DAMAGES INTENDED TO COMPENSATE SOMEONE DIRECTLY FOR A LOSS OR INJURY
  • DAMAGES REASONABLY EXPECTED TO RESULT FROM A LOSS OR INJURY (KNOWN IN LEGAL TERMS AS “CONSEQUENTIAL DAMAGES.”)
  • OTHER MISCELLANEOUS DAMAGES AND EXPENSES RESULTING DIRECTLY FROM A LOSS OR INJURY (KNOWN IN LEGAL TERMS AS “INCIDENTIAL DAMAGES.”)

WE ARE NOT LIABLE EVEN IF WE’VE BEEN NEGLIGENT OR IF OUR AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITIY OF SUCH DAMAGES OR BOTH.

EXCEPTION: CERTAIN STATE LAWS MAY NOT ALLOW US TO LIMIT OR EXCLUDE LIABILITY FOR THESE “INCIDENTAL” OR “CONSEQUENTIAL” DAMAGES. IF YOU LIVE IN ONE OF THOSE STATES, THE ABOVE LIMITATION OBVIOUSLY WOULD NOT APPLY WHICH WOULD MEAN THAT YOU MIGHT HAVE THE RIGHT TO RECOVER THESE TYPES OF DAMAGES.

HOWEVER, IN ANY EVENT, OUR LIABILITY TO YOU FOR ALL LOSSES, DAMAGES, INJURIES, AND CLAIMS OF ANY AND EVERY KIND (WHETHER THE DAMAGES ARE CLAIMED UNDER THE TERMS OF A CONTRACT, OR CLAIMED TO BE CAUSED BY NEGLIGLENCE OR OTHER WRONGFUL CONDUCT, OR THEY’RE CLAIMED UNDER ANY OTHER LEGAL THEORY) WILL NOT BE GREATER THAN THE AMOUNT YOU PAID TO ACCESS OUR SITES.

Links to Other Sites

We sometimes provide referrals to and links to other World Wide Web sites from our sites. Such a link should not be seen as an endorsement, approval or agreement with any information or resources offered at sites you can access through our sites. If in doubt, always check the Uniform Resource Locator (URL) address provided in your WWW browser to see if you are still in a Family Talk-operated site or have moved to another site. Family Talk is not responsible for the content or practices of third party sites that may be linked to our sites. When Family Talk provides links or references to other Web sites, no inference or assumption should be made and no representation should be inferred that Family Talk is connected with, operates or controls these Web sites. Any approved link must not represent in any way, either explicitly or by implication, that you have received the endorsement, sponsorship or support of any Family Talk site or endorsement, sponsorship or support of the ministry of Family Talk, including its respective employees, agents or directors.

Monitoring Online Postings

Family Talk shall have the right to monitor and review the content of any discussions, chats, forums, postings, transmissions and bulletin boards, although Family Talk is not under legal obligation to do so. As a Christian organization we uphold specific foundational beliefs. We expect visitors to our sites, and anyone using our communication tools to adhere to a sense of decency and decorum that we deem appropriate. We are the sole authority on questions of appropriateness. Naturally, Family Talk assumes no responsibility or liability arising from the content of an online posting. However, we do specifically prohibit you or any visitor from posting or transmitting any unlawful, threatening, libelous, obscene, scandalous, inflammatory, pornographic, or profane material or any material that could constitute or encourage what could be considered a criminal offense, give rise to civil liability or otherwise violate any law. Family Talk will fully cooperate with authorities or court orders requesting details of criminal postings. Family Talk shall have the right in its sole discretion to edit, refuse to post or remove any material submitted to or posted on any Family Talk web site. Family Talk shall have the right to remove any material that it determines to be in violation of these provisions or otherwise objectionable.

In addition, children 12 and under are not authorized to post messages or participate in Forums on any Family Talk Web site unless the site has been specifically designed for them and all appropriate parental notification and approval devices have been complied with fully. For more information see our Privacy Policy.

Termination of This Agreement

This agreement is effective until terminated by either party. You may terminate this agreement at any time, by destroying all materials obtained from all Family Talk Web sites, along with all related documentation and all copies and installations. Family Talk may terminate this agreement at any time and without notice to you, if, in its sole judgment, you breach any term or condition of this agreement. Upon termination, you must destroy all materials. In addition, by providing material on our Web sites, we do not in any way promise that the materials will remain available to you. And Family Talk is entitled to terminate all or any part of any of its Web sites without notice to you.

Jurisdiction and Other Points to Consider

Unless otherwise specified, the Online Materials on our sites are presented to provide information about the resources of Family Talk. The ministry of Family Talk was organized under the laws of California, in the United States of America. If you use our sites from locations outside of the United States, you are responsible for compliance with any applicable local laws. These Terms of Use, and the agreement they create, shall be governed by and interpreted according to the laws of the State of Colorado (without applying the state’s conflict-of-law principles.) If any provision of this agreement is unlawful, void or unenforceable, it will not affect the validity and enforceability of any remaining provisions. Family Talk may modify these Terms of Use, and the agreement they create, at any time, simply by updating this posting and without notice to you. This is the ENTIRE agreement regarding all the matters that have been discussed.

Uniform Disclosure Statement

Family Talk is a §501(c)(3) organization, gifts to which are deductible as charitable contributions for federal income tax purposes.

California: Family Talk’s audited financial statement is available upon request to Family Talk. 100 percent of your gift, less the fair market value of any materials received, may be deducted under federal and state income tax laws. Florida: A COPY OF THE OFFICIAL REGISTRATION AND FINANCIAL INFORMATION MAY BE OBTAINED FROM THE DIVISION OF CONSUMER SERVICES BY CALLING TOLL FREE WITHIN THE STATE, 1-800-435-7352, OR AT WWW.800HELPFLA.COM. REGISTRATION DOES NOT IMPLY ENDORSEMENT, APPROVAL, OR RECOMMENDATION BY THE STATE. FAMILY TALK’S REGISTRATION NUMBER IS CH32170. Georgia: Upon request, Family Talk will provide a full and fair description of this and its other programs, and a financial statement or summary. Maryland: A copy of Family Talk’s current financial statement is available on request to Family Talk, 540 Elkton Drive, Suite 201, Colorado Springs, CO 80907, 877-732-6825. For the cost of copies and postage, documents and information submitted under the Maryland Solicitations Act are available from the Maryland Secretary of State. Minnesota: 100 percent of your gift, less the fair market value of any materials received, may be deducted as a charitable contribution under federal and state income tax laws. Mississippi: The official registration and financial information of Family Talk may be obtained from the Mississippi Secretary of State’s office by calling 1-888-236-6167. Registration by the Secretary of State does not imply endorsement. Pennsylvania: The official registration and financial information of Family Talk may be obtained from the Pennsylvania Department of State by calling toll-free within Pennsylvania, 1-800-732-0999. Registration does not imply endorsement. Virginia: A financial statement is available from the State Division of Consumer Affairs in the Department of Agriculture and Consumer Services upon request. Washington: For additional information regarding Family Talk’s activities or financial information, Family Talk is registered with the Washington State Charities Program as required by law and information may be obtained by calling 800-332-4483 or 360-725-0378. West Virginia: West Virginia residents may obtain a summary of the registration and financial documents from the Secretary of State, State Capitol, Charleston, West Virginia 25305. Registration does not imply endorsement.